HumanaChoice (Medicare Advantage, PPO) · all interventional pain
✓ conditional · medicare advantage
Criteria checklist
0 of 1 ticked- enumerated: no
- description: HumanaChoice (PPO MA) applies the Traditional Medicare coverage FLOOR. NCD/LCD procedures use the corresponding `medicare-in-ky-*` criteria + Humana MA PA (cannot be more restrictive). For R&N procedures (Intracept, ReActiv8, endoscopic), the plan may apply its own internal criteria — pull the policy. PPO: out-of-network allowed at higher cost-share; same medical-necessity floor.
POINTER cell. Same model as Humana Gold Plus but the PPO product (HumanaChoice) — Gold ≠ Choice (HMO vs PPO; the medical-necessity floor is identical, network/cost-share differ). Criteria = the Traditional Medicare cell per procedure + Humana MA PA; internal criteria only for R&N procedures. Plan PA vendor/process not independently verified (needs_reverification).
Ticks are a documentation aid — nothing is stored; they reset on reload.
Prior-auth pathway
- required: yes
- pathway: Humana MA prior authorization (MSK/spine often Cohere Health — confirm)
Provenance
- authority:
- type: medicare_advantage
- floor: Traditional Medicare NCD/LCD per procedure — see policies/<procedure>/medicare-in-ky-*.md
- plan um: Humana MA prior authorization / utilization management (MSK/spine PA often via Cohere Health — confirm)
- applies because: Per CMS-4201-F (2024) / 42 CFR 422.101, MA must follow Traditional Medicare coverage criteria where an NCD/LCD fully establishes them; plan internal criteria only where Medicare is silent (R&N procedures)
- source: https://www.ecfr.gov/current/title-42/section-422.101
- effective: 2024-01-01 · payor last reviewed: — · we verified: 2026-07-24 · v1
Change history
- 2026-07-24framework cells (MA x3, Medicaid IN/KY, VA): re-reviewed regulatory basis 2026-07-24 (42 CFR 422.101/CMS-4201-F, 405 IAC Art.5, KY KAR 907:3:130, 38 CFR 17.38(b) all current); plan/state-specific operational details (MA PA vendor, Medicaid interactive fee-schedule PA flags + MCO scopes, VA gated SEOC catalog/Optum manual/image-only CPG) remain gated -> needs_reverification kept; last_verified 2026-07-24
86bd4bd0b9 - 2026-06-29Add Medicare Advantage pointer cells (Aetna, Humana Gold HMO, HumanaChoice PPO)
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