UnitedHealthcare (Commercial) · spinal cord stimulation
✓ conditional · commercial
Criteria checklist
0 of 6 ticked- enumerated: yes
- covered:
- name: Complex regional pain syndrome (CRPS)
- name: Painful diabetic neuropathy
- name: Failed back surgery syndrome (FBSS)
- name: DRG stimulation — CRPS I/II only
- investigational:
- chronic intractable back pain WITHOUT prior spine surgery
- refractory angina pectoris
- DRG stimulation for any condition other than CRPS I/II
- required: not stated in the policy
- min duration months: not stated in the policy
- note: delegated to InterQual CP: SCS Insertion (gated); not specified in the public UHC policy
- required: not stated in the policy
- min duration days: not stated in the policy
- success criteria: not stated in the policy
- threshold is binding: not stated in the policy
- note: delegated to InterQual CP: SCS Insertion (gated)
- required: not stated in the policy
- must clear: not stated in the policy
- note posture: delegated to InterQual (gated); not specified in the public UHC policy
- applies: yes
- replacement: battery/generator covered only when malfunctioning, not repairable, and out of warranty
UHC's PUBLIC commercial policy (2026T0567DD) enumerates the proven indications (CRPS, painful diabetic neuropathy, FBSS; DRG for CRPS I/II only) and the not-medically-necessary list (nonsurgical back pain without prior surgery; refractory angina; DRG for non-CRPS), but it DELEGATES the granular medical-necessity gating — trial requirement/threshold, psychological evaluation, and conservative- care duration — to InterQual (CP: Procedures, Spinal Cord Stimulator Insertion), a licensed/gated product not contained in the public document. Those schema fields are therefore null with a delegation note; pull the InterQual criteria (billing/UM) to complete them (needs_reverification). IMPORTANT: do not encode the 50%/VAS responder figures from the UHC evidence-review section as coverage gates — they describe published studies, not UHC criteria. Source = actual fetched UHC PDF.
Ticks are a documentation aid — nothing is stored; they reset on reload.
Dot phrase
Lean narrative A&P attestation. `***` = fill-in. UHC's public policy fixes the indication list; the operative trial/psych/conservative gates are InterQual (gated) — this phrase intentionally states no numeric gates.
.SCSTRIALUHC Assessment: *** — covered (proven) indication (select one): CRPS | painful diabetic neuropathy | failed back surgery syndrome; for DRG stimulation, CRPS I/II only. Chronic pain involving the ___ region, present *** and refractory to treatment. Medical necessity per UHC 2026T0567DD (Implanted Electrical Stimulator for the Spinal Cord): the covered indication above is documented, and history, imaging, and prior-treatment records are on file. Conservative measures — pharmacologic therapy, physical therapy, and interventional treatment as appropriate — have been tried with unsatisfactory response: *** . UHC's published policy sets no conservative-care duration floor, no trial-response threshold, and no psychological-evaluation posture; those gates are adjudicated under InterQual (CP: Procedures, Spinal Cord Stimulator Insertion). Plan: Percutaneous SCS trial. Trial response and functional status will be assessed and documented to support permanent implantation under the InterQual SCS Insertion criteria. Risks, benefits, and alternatives discussed; consent obtained.
Where this payor diverges from the Medicare baseline
Cautions
Prior-auth pathway
- required: yes
- pathway: UHC prior authorization; medical-necessity reviewed against InterQual SCS Insertion
Provenance
- authority:
- type: commercial_policy
- id: UHC 2026T0567DD
- title: Implanted Electrical Stimulator for the Spinal Cord
- applies because: UHC commercial medical policy governs SCS coverage; granular medical-necessity gates are delegated to InterQual
- scope: Commercial + Individual Exchange (ACA) + Oxford (shared version)
- source: https://www.uhcprovider.com/content/dam/provider/docs/public/policies/comm-medical-drug/implanted-electrical-stimulator-spinal-cord.pdf
- archived copy:
sources/uhc_scs_2026-01-01.pdf(sha256 f3807fe648ea… — kept in the content repo, not served here) - effective: 2026-01-01 · payor last reviewed: 2026-01-01 · we verified: 2026-07-24 · v1
Change history
- 2026-07-24commercial cells: re-verify 27 source PDFs by SHA-256 (Carelon/eviCore/UHC/Cigna) - all unchanged vs committed archive; last_verified -> 2026-07-24
3615c231f0 - 2026-06-30Archive commercial source PDFs into sources/ + wire source_file/source_hash
c5466694c8 - 2026-06-28Add UnitedHealthcare Commercial SCS cell (policy + InterQual delegation)
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