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You asked about Intracept (basivertebral nerve ablation). HumanaChoice (Medicare Advantage, PPO) is governed by a framework cell — read the per-procedure line inside it and the embedded Traditional-Medicare criteria below.

HumanaChoice (Medicare Advantage, PPO) · all interventional pain

v1verified 2026-07-24needs re-verificationmanual-pull source

✓ conditional · medicare advantage

Criteria checklist

0 of 1 ticked
Indications
  • enumerated: no
  • description: HumanaChoice (PPO MA) applies the Traditional Medicare coverage FLOOR. NCD/LCD procedures use the corresponding `medicare-in-ky-*` criteria + Humana MA PA (cannot be more restrictive). For R&N procedures (Intracept, ReActiv8, endoscopic), the plan may apply its own internal criteria — pull the policy. PPO: out-of-network allowed at higher cost-share; same medical-necessity floor.
Payor-specific notes

POINTER cell. Same model as Humana Gold Plus but the PPO product (HumanaChoice) — Gold ≠ Choice (HMO vs PPO; the medical-necessity floor is identical, network/cost-share differ). Criteria = the Traditional Medicare cell per procedure + Humana MA PA; internal criteria only for R&N procedures. Plan PA vendor/process not independently verified (needs_reverification).

Ticks are a documentation aid — nothing is stored; they reset on reload.

Prior-auth pathway

  • required: yes
  • pathway: Humana MA prior authorization (MSK/spine often Cohere Health — confirm)

Provenance

  • authority:
    • type: medicare_advantage
    • floor: Traditional Medicare NCD/LCD per procedure — see policies/<procedure>/medicare-in-ky-*.md
    • plan um: Humana MA prior authorization / utilization management (MSK/spine PA often via Cohere Health — confirm)
    • applies because: Per CMS-4201-F (2024) / 42 CFR 422.101, MA must follow Traditional Medicare coverage criteria where an NCD/LCD fully establishes them; plan internal criteria only where Medicare is silent (R&N procedures)
  • source: https://www.ecfr.gov/current/title-42/section-422.101
  • effective: 2024-01-01 · payor last reviewed: · we verified: 2026-07-24 · v1

Report an issue with this cell

Change history

  • 2026-07-24framework cells (MA x3, Medicaid IN/KY, VA): re-reviewed regulatory basis 2026-07-24 (42 CFR 422.101/CMS-4201-F, 405 IAC Art.5, KY KAR 907:3:130, 38 CFR 17.38(b) all current); plan/state-specific operational details (MA PA vendor, Medicaid interactive fee-schedule PA flags + MCO scopes, VA gated SEOC catalog/Optum manual/image-only CPG) remain gated -> needs_reverification kept; last_verified 2026-07-24 86bd4bd0b9
  • 2026-06-29Add Medicare Advantage pointer cells (Aetna, Humana Gold HMO, HumanaChoice PPO) 86a5e15292

Embedded cell · Traditional Medicare baseline

Medicare (Traditional Part A & B) — basivertebral nerve ablation

v2verified 2026-07-24needs re-verification
No NCD/LCD governs this procedure (reasonable-and-necessary, MAC-adjudicated). The MA plan may apply its own publicly-posted internal criteria here — pull the plan policy; the peer-MAC standard below is not binding.

✓ conditional · medicare rn

Criteria checklist

0 of 7 ticked
Indications
  • enumerated: yes
  • covered:
      • name: Vertebrogenic chronic low back pain
      • criteria:
        • pain pattern: predominantly axial (vertebrogenic) low back pain; LBP is the dominant symptom
        • chronic lbp min months: 6
        • skeletally mature: yes
        • mri modic:
          • Type 1
          • Type 2
        • levels: L3-S1
        • conservative care failed: yes
  • investigational:
    • primary radicular pain into the lower extremities (dermatomal, correlating with nerve compression on imaging)
    • pain from an alternative primary generator (fracture, tumor, infection, significant deformity)
    • treatment of levels outside L3-S1
    • absence of Type 1 or Type 2 Modic changes at the target level
    • repeat ablation of a previously treated vertebral body
    • skeletally immature patient (<=18 years)
    • previous lumbar surgery at the treatment level (exception: discectomy/laminectomy >6 months prior with resolved radicular pain)
    • primary symptomatic lumbar/lumbosacral stenosis (neurogenic claudication confirmed on imaging)
    • osteoporosis (T-score <=-2.5), fragility-fracture history, trauma/compression fracture at the level, or spinal cancer
    • correlated radiographic findings: disc extrusion/protrusion >5mm (L3-S1), spondylolisthesis >2mm, spondylolysis (L3-S1), facet arthrosis/effusion with facet-mediated pain
    • severe cardiac/pulmonary compromise; bleeding diathesis; pregnancy; active systemic or local infection
    • BMI >40; active untreated substance-use disorder; advanced systemic disease limiting QOL gains (absent a documented treatment objective)
Documented pathology (objective basis)required
Conservative care
  • required: yes
  • min duration months: 6
  • min modalities: 3
  • satisfied by:
    • tried and failed >=6 months
    • judged unsuitable or contraindicated
  • modalities named:
    • activity modification / avoidance of aggravating activity
    • physical therapy or professionally-directed therapeutic exercise
    • pharmacotherapy (analgesics, muscle relaxants, anti-inflammatories)
Trial
  • required: no
  • min duration days: not stated in the policy
  • success criteria: not stated in the policy
  • threshold is binding: no
Psychological evaluation
  • required: no
  • must clear: no
  • note posture: peer standard (Wellpoint v3): multidisciplinary screening incl. psychological + physical evaluation documented pre-procedure; Noridian/Palmetto peers do not require it
Quantity limits
  • applies: yes
  • per vertebral body: once per lifetime
  • eligible levels: L3-S1
  • max bodies per procedure: 4
Device / waveformagnostic
Payor-specific notes

No NCD and no IN/KY LCD govern basivertebral nerve ablation; WPS (J8) and CGS (J15) publish nothing, so coverage is adjudicated case-by-case under the §1862(a)(1)(A) reasonable-and-necessary standard. The criteria captured here are the de facto documentation standard published by the peer MACs (NGS L40302, Noridian L39642, Palmetto GBA L39420), which are highly consistent across jurisdictions; document to them even though they are not formally binding in IN/KY (same posture the SCS file takes toward the Noridian/Palmetto 50% standard). Hallmark gates: Type 1/2 Modic endplate changes at L3-S1 on MRI, chronic predominantly-axial LBP >=6 months, failed >=6 months of non-surgical management (>=3 modalities per the Noridian standard; Wellpoint v3 lists example modalities without a count), radicular pain excluded; once per lifetime per vertebral body, up to 4 bodies per procedure. Wellpoint L40302 v3 (eff 2026-07-15) ADDED multidisciplinary screening incl. psychological evaluation and a granular exclusion list — both synced into this cell 2026-07-24 from the v3 BODY read directly via the MCD (browser). needs_reverification STAYS true because the criteria remain a non-binding peer standard in IN/KY (R&N adjudication). Schema note: payor_type "medicare_rn" and authority.type "none" are extensions for a Medicare cell governed by neither an NCD nor an LCD; if the locked enums should absorb this case, decide the canonical values before fan-out.

Ticks are a documentation aid — nothing is stored; they reset on reload.

Dot phrase

Lean narrative A&P attestation. `***` = fill-in. No NCD/LCD binds in IN/KY — this documents to the peer-MAC BVNA standard (Wellpoint L40302 v3 / Noridian L39642 / Palmetto L39420; v3 body verified 2026-07-24) under Medicare's reasonable-and-necessary standard.

.INTRACEPTMCARE
.INTRACEPTMCARE

Assessment: *** — vertebrogenic chronic low back pain, predominantly axial in the ___
region, present >=6 months with functional deficit (baseline pain/disability scale ***).
Low back pain is the dominant symptom and there is no primary radicular pain — no dermatomal
pain correlating with nerve compression on imaging. MRI *** demonstrates Type 1 and/or Type 2
Modic endplate changes at *** (within L3-S1), and the pain localizes to those levels.

Medical necessity under Medicare's reasonable-and-necessary standard (no NCD or LCD binds in
IN/KY; documented to the peer-MAC BVNA standard): the patient is skeletally mature (>18).
Non-surgical management has been tried and has failed over >=6 months across >=3 modalities —
activity modification, physical therapy / professionally-directed exercise, and
pharmacotherapy with analgesics, muscle relaxants, and anti-inflammatories: *** — or was
contraindicated. Alternative primary pain generators are excluded: no fracture, tumor,
infection, or significant deformity, and no symptomatic stenosis, disc extrusion >5 mm,
spondylolisthesis >2 mm, or correlated facet arthrosis at the level. No exclusion applies —
no prior surgery at the level (a discectomy or laminectomy >6 months prior with resolved
radicular pain excepted), no osteoporosis (T-score <=-2.5), fragility fracture, or spinal
cancer, and no bleeding diathesis, severe cardiopulmonary compromise, active infection,
pregnancy, BMI >40, or untreated substance-use disorder. Multidisciplinary screening
including psychological and physical evaluation is documented *** . MRI and conservative-care
documentation are on file.

Plan: Intracept basivertebral nerve ablation — CPT 64628 (first two vertebral bodies) and
64629 (each additional) — at level(s) *** within L3-S1, one-time treatment per vertebral
body and up to 4 bodies in one procedure. Risks, benefits, and alternatives discussed;
consent obtained.

Where this payor diverges from the Medicare baseline

  • diagnosis line (Modic/levels)
  • conservative-care line
  • psych-eval line HEDGED (Wellpoint v3 peer)
  • trial line REMOVED

Cautions

  • No SCS-style trial phase applies to BVNA. The psych-screening line is a Wellpoint-v3 peer standard (Noridian/Palmetto omit it) — include it; it can only help under R&N review. Regenerate if `medicare-in-ky-intracept.md` `version` advances past `source_version` above.

Prior-auth pathway

  • required: no
  • verified: no
  • note: Not verified on a CMS hospital-OPD prior-auth list for 64628/64629; if furnished hospital-outpatient, confirm. Otherwise adjudicated post-service under R&N.

Provenance

  • authority:
    • type: none
    • id: not stated in the policy
    • title: No NCD or IN/KY LCD; coverage adjudicated case-by-case under Social Security Act §1862(a)(1)(A) (reasonable and necessary) by the local MAC
    • applies because: No NCD exists for basivertebral nerve ablation; WPS (J8/IN) and CGS (J15/KY) publish no BVNA LCD or billing/coding article (CMS MCD verified 2026-06-27)
    • peer lcds:
      • L40302 — NGS/'Wellpoint Federal' — v3 eff 2026-07-15; v2->v3 diff VERIFIED 2026-07-24 (MCD browser pull): core gates UNCHANGED (>=6 mo cLBP w/ functional deficit, >=6 mo non-surgical management, Modic 1/2 at L3-S1, radicular pain excluded, once per body / <=4 bodies); v3 ADDS multidisciplinary screening incl. PSYCHOLOGICAL evaluation + a granular exclusion list (see investigational[])
      • L39642 — Noridian Healthcare Solutions — v11 eff 2026-03-05 (L39644 retired 2026-03-05, consolidated into L39642)
      • L39420 — Palmetto GBA — v4 eff 2023-03-05 (unchanged)
  • source: https://www.cms.gov/medicare-coverage-database/view/lcd.aspx?lcdid=40302&ver=3
  • archived copy: sources/medicare-in-ky_intracept_2026-06-27.md (sha256 96488eb95c63… — kept in the content repo, not served here)
  • effective: · payor last reviewed: · we verified: 2026-07-24 · v2